Mortgage Terms

Properties Considered:

Residential (owner and non-owner occupied), Commercial, Industrial and Land.

Length of Loan:

Flexible loan terms from 3 months to 30 years.

Lien Position:

First mortgage position.


A legal personal guarantee may be required.

Loan to Value:

Up to 90% LTV of the as is value for purchase transactions
Up to 65% LTV of the as is value for refinance transactions
Up to 100% of rehab funds provided

Interest Rate:

7.99% (rates vary from 7.99%-18% per annum, interest only, depending upon collateral and loan structure)

Maximum Loan Size:

$15,000 to $1,000,000,000

6 months prepaid interest collected on every loan

Loan Advances:

Funds will be forwarded in draws of 1 to 4 advances to be determined by us. Funds will be wired by direct deposit into an account provided by the investor. An on-site inspection to determine current progress of the project may be required prior to release of funds. A sub-contractor guarantee may be required.

Prepayment Penalties:

No prepayment penalties.

Loan Origination Fees:

4 points. ( All loan starts at 7.99% and 4 points)